Thoroughly combine instant oats, baking powder, cinnamon powder, ground cloves, and nutmeg (if using).
In a separate bowl, mash your bananas and whisk them with almond milk, and vanilla. Add the wet mixture to the dry ingredients. Mix to combine well.
Place cupcake liners in a standard muffin tin. Spoon the batter into the prepared muffin tin. Bake your cupcakes at 350 degrees F for about 20 minutes, until a toothpick inserted into the middle comes out dry and clean.
Cool your cupcakes completely before frosting them.
Meanwhile, prepare whipping cream according to package instructions.
Frost your cupcakes and enjoy!