Prepare the Apples: Begin by peeling, coring, and dicing the apples into small pieces. Set them aside for later use.

Blend All Ingredients: In a blender, combine the diced apples, rolled oats, skim milk, egg, baking powder, and stevia packets. Optionally, you can add a pinch of ground cinnamon for extra flavor.

Blend Until Smooth: Blend all the ingredients until you have a smooth batter. This process will help incorporate the diced apples into the mixture.

Preheat Your Pan: Place a non-stick skillet or griddle over medium heat. Allow it to heat up, and lightly grease it with cooking spray or a small amount of oil.

Cook the Pancakes: Using a ladle or a measuring cup, pour the pancake batter onto the heated skillet to form pancakes of your preferred size. Cook them until you see bubbles forming on the surface and the edges start to look set.

Flip and Cook: Carefully flip the pancakes using a spatula and continue cooking the other side until they're golden brown and thoroughly cooked.

Keep Warm: As each pancake is done, transfer it to a plate and cover it with a kitchen towel to keep them warm while you finish cooking the remaining pancakes.

Serve: Serve the apple pancakes hot with your choice of toppings. Options include a drizzle of maple syrup, a dollop of yogurt, or fresh fruit for added flavor.